Finance Made Easy: Online Credit Application

Getting the right financing for your new boat or RV is actually simpler than you think, especially if you have done your homework before you even set foot in the dealership. This is the best way to make sure you get the unit you want at a reasonable interest rate, with terms and conditions that makes the purchase easy to handle.

If you are interested in buying a new recreational vehicle here are some tips to help you get an idea of what you want to buy and how you want to buy it. Purchasing an RV requires a large investment of time and resources so it pays great dividends to plan ahead to see how the purchase of your new RV or travel trailer will fit into your budget and life in the coming years

Find the ideal unit

What you end up paying each month for your financing will be largely based on the kind of unit you want to buy. Think about what you want and what you will use it for. If you are looking for a travel trailer, remember that you will need something to pull it. If you are looking for a Class A or C motorhome, remember that they need fuel and upkeep. And once you have decided what you want, get further in the specifics. How many will it sleep? Where will you take it? Are you a weekend warrior or will this RV replace your home in the first years of your retirement? You have the time to review your options and decide what you truly want before you buy.

Look at your credit report

Before you apply for financing, take a look at your report for any inaccuracies, items that should have been removed, or even evidence of fraud. Good credit will go a long way to getting acceptable terms for your RV financing.

How to use our online loan calculator

The best way to eliminate much of the guesswork during the loan application process is to have an idea of the monthly payments you will have at the terms and interest rate you want. Our online calculator will give you an estimate of your monthly payment based on the loan amount, the ideal length of repayment you need, and the interest rate. This tool is invaluable to not only know what to expect when you apply for financing, but to know how to adjust to lender offers. For example, when a lender offers a particular interest rate, you will have some idea of how beneficial this new rate will be for your goals.

Please note that our online credit calculator should only be considered a tool for comparison purposes as the results are an approximate prediction of what you will pay.

Our online application allows you to get financing quickly and easily

Once you are ready to apply for financing, our online tool makes the process quick and easy to use. The application is secure and we can get your new RV financed and you on the way to your new adventure in no time.