Recreational Vehicle Loans

We can help you finance your RV purchase with terms that make it affordable for any budget.

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Why Finance | Finance Solution

Why Finance?

You have found the perfect unit, now it is time to pay for it. Fortunately, you have Finance Solution to make sure you have the best terms and a competitive rate.

Most customers don’t come to the RV dealership with a suitcase full of cash. In fact, it is more advantageous to not liquidate any assets to purchase your new RV. Current rates for an RV loan can be as low as 4.74% with good credit and depending on terms. Also, before you purchase your RV, check with your tax professional because interest on an RV can be deducted from your taxes.

How Do Rv Loans Work | Finance Solution

How Do RV Loans Work?

The first step you should take is to fill out our online application. From this we will determine your credit score, apply your down payment, determine the age and condition of the unit you intend to buy, find you the most advantageous rate, and come up with a monthly payment that is within your budget. These approvals can come as fast as you need them to, either over the course of a week, or that afternoon at a boat and RV show. Getting a loan through us does not tie you to a dealer. In fact, we can help you find the same unit at a better price somewhere else.

How An Rv Lending Specialist Can Help | Finance Solution

How An RV Lending Specialist Can Help

  • Down payments are lower –  The final terms of your loan will be determined by factors such as your credit score, the condition of the unit you want to buy, and how much you have for a down payment (usually 10%). This is even more beneficial when you use a credit card for your down payment.
  • Finance terms are longer – Recreational vehicles are assets that maintain their value and resale appeal. This means they tend to offer better terms. It isn’t unheard of to find repayment periods of 15-20 years for some units. This makes the RV of your dreams within your reach.
  • Preserve your cash – Financing allows you to keep more money in your bank account. For a new RV owner, you will need it for other expenses that come with buying an RV such as insurance, registration, fuel, internet access, cable or satellite TV, parking, and meals on your trips.
  • Financing may cost you less – By not using your financial assets to purchase a new RV, you have more cash to invest into opportunities. The earnings from these can potentially exceed the cost of your RV.
  • Better warranties – When you buy a new RV, the warranty periods tend to be shorter

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