How Our Process Works
We’re geared to help dealerships move more units while offering a streamlined customer experience.
Our team is built with financing professionals who have years of experience in the industry. Our mission is simple: Provide a financing solution that streamlines the process. The result? More units moved off dealer lots and a better customer experience. Looking to start your new adventure? Start here.
An Alternative Finance and Insurance (F&I) Solution
Here are the two common approaches to financing your RV purchase. 1. Your local dealer has an in-house financing department that directs you to a few preferred lenders. At that point, they may negotiate or facilitate the process to some degree, but fundamentally it’s still up to the customer. 2. You shop around with lenders on your own. Maybe your family friend is a lender, but otherwise, this strategy is unlikely to get you favorable terms.
Once some sort of financing is secured (if your credit score is sufficient), then comes insurance and warranties.
Finance Solution guarantees more loans than other outsourced providers and facilitates the entire process so, when you roll off the lot, you know you’ve made the right decisions.
If you find the perfect unit at a dealership we don’t partner with, we can help you find a better rate and better terms at the same or a lower price without any hidden costs or fees. We can even find you a better deal at the larger dealerships like Camping World and Lazy Days. How do we do this?
Let’s say you find the perfect RV at a large dealership. During the finance process, they offer a substantial cash discount—thousands of dollars off the retail price—as long as you go through their financing department. The problem with this is they are most likely not offering the best possible APR and terms. You may be paying a lower retail price, but over time you’ll be paying more because you aren’t given the most advantageous rate.
Don’t fall into this trap. If you think you can get a better deal, contact Finance Solution. Our experts can help you find a better rate for the same unit or a lower-cost equivalent at a different dealership.
Step 1 – Fill Out an Application
If you’re already at a dealership we partner with, they will provide you with the right paperwork. If not, you can begin your online application. All we need is the salesperson’s name and either a buyer’s order or a purchase agreement number. Your ability to finance a new motorcycle, boat, camper, trailer, or RV depends on your credit score, so once we receive your information, the first thing we do is pull your credit report.
Step 2 – Get Approval
We bring your application for credit to a number of banks and negotiate the best rate and terms. The good news is, when approaching new dealers, the first thing we do is ask for a list of denials they’ve had in the past. We’ve been able to demonstrate that 20% of them could have been approved with our negotiation skills. At the same time, we get insurance quotes to cover your new purchase. We show you all the financing options and suggest one that is most advantageous to you.
Step 3 – Contract
If you accept one of our options, we contact the dealer and begin the contract process. Remember, the financing process can be as quick or as slow as you need it to be; we work on your timeline, not ours. We can get you an approval in a few hours if you need it. In other words, we’re a customer-focused partner. Dealers love us because we help their customers get into new vehicles with speed and efficiency. But, make no mistake, we’re in the industry to deliver for you.
Streamline Your Financing
In-house F&I departments and many outsourced providers lack the expertise to close difficult loans, harming a dealer’s sales and leaving many consumers out of the market.
Move More Units
Dealerships that outsource their F&I through Finance Solution regularly see a 20% bump in approvals and, by extension, units moved off the lot.
