Most customers don’t come to the RV dealership with a suitcase full of cash. In fact, it’s more advantageous not to liquidate any assets to purchase your new RV. Current rates for an RV loan can be as low as 4.74% with good credit and depending on terms. Also, before you purchase your RV, check with your tax professional, because interest on an RV can be deducted from your taxes.
The first step prospective RV buyers should take is to fill out our online application. From this we determine your credit score, apply your down payment, determine the age and condition of the unit you intend to buy, find you the most advantageous rate, and come up with a monthly payment that is within your budget. These approvals can come as fast as you need them to, either over the course of a week, or that afternoon at a boat and RV show.