An Easy-to-Follow Process
Step 1 – Fill out an application
If you are already at a dealership we partner with, they will provide you with the right paperwork. If not, you can begin your online application. All we need is the salesperson’s name and a buyers’ order or a purchase agreement number.
Step 2 – Get approval
We will bring your application for credit to a number of banks and negotiate the best rate and terms. The good news is that, when approaching new dealers, the first thing we do is ask for a list of denials they’ve had in the past. We’ve been able to demonstrate that 20% of them could have been approved with our negotiation skills.
Step 3 – Contract
If you accept one of our options, we contact the dealer and begin the contract process. Remember that the financing process can be as quick or as slow as you need it to be; we work on your timeline, not ours. We can get you an approval in a few hours if you need it.