Utility & Cargo Trailer Financing
From covered trailers to flatbeds, we have particular expertise in securing financing for whatever your customers need to transport their toys.
ATVs, jet skis, snowmobiles, and other luxury items can’t simply be thrown into a truck bed. Unfortunately, many dealers face a problem where utility trailers are difficult to finance. The professional team at Finance Solution gets it done every day.
Utility & Cargo Trailer Loans
Sometimes a prospective customer walks into the dealership and they aren’t looking to buy a new boat, an RV, or a camper. If that customer is looking for a utility trailer to haul their toys, a financing expert who knows how to get a trailer loan approved is essential.
If you run a larger dealership and had to cut your finance department to reduce costs, or if you have a smaller dealership hoping to service a variety of customers, Finance Solution can be the answer. Instead of adding additional hassle, our services are there for you when you need them.
Florida Locals With Nationwide Reach
To provide the best service for your customers, an important part of this being able to secure financing. We work as your finance department, allowing your staff to focus on what they do best: serving your customers. We understand the local, regional, and nationwide markets, so Finance Solution is an obvious choice.
Why Travel Trailers?
A travel trailer is a great means to get away and the last thing you or your customers want is a drawn-out process with unpleasant hidden surprises or terms that boggle the mind. We focus on getting your customers the financial options that best fit their lifestyles. If that lifestyle involves outdoor adventure, a utility trailer is a great start.
Every Step of the Process
You’ve already done plenty of work selling the unit to the customer, getting them the best possible deal. When you get to financing, it can seem like a bump in the road to an otherwise smooth process. This is where you get the most value from Finance Solution. We handle the financing, insurance, and even warranties to get your customers started on their adventures.
Flexible Financing Solutions
Finding the best options for your customers so you can move more units off your lot.
How We Qualify Your Customers
Once a customer has chosen the travel or utility trailer they want, you will have them fill out our online application. This helps us determine:
- Credit score
- Debt to equity ratio
- The most advantageous down payment
- The best possible rate
- A loan that has a manageable term
- A monthly payment that is within budget
- Required utility trailer insurance
These approvals can come as fast as you need them, either in a week or two or the same day at the boat and RV show. The pace is determined by your customer’s timetable. We have the flexibility to offer the customer time to rearrange their finances, discuss the purchase with family members, or to confirm they are making the right choice. Then again, they may just want to leave the showroom and get on the road. Flexibility is one of our greatest strengths and this can only mean better customer service for your dealership.
When you shop for a utility trailer, you look for a sturdy, reliable trailer that can haul your equipment across long distances. You also need to look for a reliable seller during the shopping process. If you purchase a utility trailer from an individual on Facebook Marketplace or Craigslist, you could end up dealing with an unreliable seller. They could sell you a utility trailer that doesn’t exist, and you could end up paying for and financing a scam without knowing it. That’s why we don’t finance online transactions between individuals. We can’t afford to take on the risk of fraud, and most of our lending partners can’t, either. Go through a dealership when you’re ready to purchase a utility trailer. When you do, you can access financing easily and effectively with Finance Solution.
Move More Units
Dealerships that outsource their F&I through Finance Solution regularly see a 20% bump in approvals and, by extension, units moved off of the lot.
