How We Handle Truck Camper Financing
Truck campers are a fantastic alternative to full-scale RVs, and Finance Solution makes it easy for dealers to secure financing for their customers.
We got our start by financing RV purchases but soon moved on to boats, motorcycles, and, of course, truck campers. Truck campers are easy to set up, lightweight, and perfect for that weekend getaway, and we have the expertise to get them financed while other financing providers won’t bother.
Many financing professionals avoid the camper market because campers are rarely as large of an investment as stand-alone vehicles. The problem here, of course, is dealerships are left out in the cold and, by extension, their customers have trouble finding favorable financing terms.
Finance Solution has expertise in all manner of recreational vehicles, truck campers included.
We can secure the best possible rates for your customers. It’s really as simple as that. Through our extensive base of lender relationships and expertise with the vehicles themselves, we’re able to negotiate on behalf of your customers.
Not only do we secure the best rates, but we get more applications approved than our competitors. In fact, one of the first things we do when you’re considering a partnership is ask for your recent application denials. We can show you how many could have been approved through our services. Typically, that number is about 20% higher.
Insurance for truck campers is different than for boats and RVs. As with financing, many outsourced finance and insurance (F&I) providers don’t have the relationships with insurers or the expertise in the vehicles to secure the right coverage.
It’s important to keep in mind that, without the right insurance in place before your customer drives off your lot with a new camper hitched to their truck, you could still be liable for certain damages. We ensure customers are covered adequately and that liability is transferred properly.
Without the right warranties in place, customers are sure to be coming into your doors years later making demands that would otherwise be covered. Is it coming time for those tires to be replaced years after the initial purchase? It would be much easier to simply tell the customer, “No problem. That’s covered in the warranty.”
Warranties are a part of a complete solution, so we naturally can’t leave them out. If you want your customers to have a satisfying experience, Ensuring they are presented with warranty options is a major piece of the puzzle.
Dealers that work with Finance Solution are more likely to receive positive reviews.
At Finance Solution, we aren’t just finding financing and insurance options for our customers. We’re actually avid RV, boat, and camper users. From Northwood’s Arctic Fox to Bigfoot and Lance campers, we know the ins and outs of what makes campers such an attractive option for many consumers.
If you’re a dealer looking for an outsourced financing option that actually knows the product and can provide a satisfying experience for your customers, don’t hesitate to reach out.
If you want to finance your truck camper purchase, it’s best to do so through a dealership. Why? Because it’s easier to get financing that way. Online truck camper transactions on sites like Craigslist and Facebook Marketplace have a higher risk of fraud. No one wants to purchase a camper, only to find out it never existed at all. Similarly, no lender wants to put up money for a vehicle that they learn doesn’t exist. They could face penalties and other consequences for financing fraudulent transactions. That’s why we don’t finance transactions between individuals. With camper transactions through dealerships, we know what we’re getting.
Dealerships that outsource their F&I through Finance Solution regularly see a 20% bump in approvals and, by extension, units moved off the lot.